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Terms & Conditions

Last updated: January 2026

1. Acceptance of Terms

By accessing and using the Lexulio SpA platform (hereinafter "Lexulio" or "the platform"), with Tax ID 77.456.789-K and registered address at Av. Providencia 1234, Office 801, Providencia, Santiago, Chile, you agree to be bound by these Terms and Conditions. If you do not agree with any of these terms, we ask that you do not use the platform.

2. Description of Service

Lexulio operates a digital real estate crowdlending platform that connects investors with real estate development projects in Chile. The platform facilitates collective investment in residential construction projects, allowing users to participate in investment opportunities that would otherwise require significantly larger amounts.

3. Eligibility

To use our platform, you must be at least 18 years old and have the legal capacity to enter into contracts in Chile. By registering, you declare that the information provided is truthful and complete.

4. Investment Risks

Investments in real estate projects through crowdlending carry inherent risks, including but not limited to:

  • Risk of partial or total loss of invested capital.
  • Risk of delays in project execution.
  • Risk of fluctuations in the value of real estate assets.
  • Liquidity risk: investments cannot be easily converted to cash before project maturity.

Lexulio does not guarantee returns or the recovery of invested capital. Each investor is responsible for evaluating the associated risks before making an investment decision.

5. Intellectual Property

All content on the platform, including but not limited to texts, graphics, logos, designs, software, and source code, is the property of Lexulio SpA or its licensors and is protected by Chile's intellectual property laws and international treaties. Its reproduction, distribution, or modification without prior written authorization is prohibited.

6. User Obligations

By using the platform, you agree to:

  • Provide truthful and up-to-date information.
  • Not use the platform for illegal or unauthorized purposes.
  • Not attempt to access restricted areas of the platform.
  • Maintain the confidentiality of your access credentials.

7. Limitation of Liability

Lexulio shall not be liable for indirect, incidental, special, or consequential damages resulting from the use or inability to use the platform. Lexulio's total liability for any claim shall not exceed the amount you have paid to Lexulio in the 12 months preceding the claim.

8. Termination

Lexulio reserves the right to suspend or terminate your access to the platform at any time, with or without justified cause, with prior notice when reasonably possible.

9. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute shall be submitted to the jurisdiction of the ordinary courts of Santiago, Chile.

10. Modifications

Lexulio may modify these Terms and Conditions at any time. Modifications will take effect upon publication on the platform. Continued use of the platform after such modifications constitutes your acceptance of the new terms.

11. Contact

For inquiries about these Terms and Conditions, contact legal@lexulio.com or write to us at Av. Providencia 1234, Office 801, Providencia, Santiago, Chile.